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2014 high-yield checking: Premier Valley Bank

Checking » High-Yield Checking » Survey » Premier Valley Bank

Premier Valley Bank of Fresno, California, offers a low 0.31 percent annual percentage yield but has a high balance cap. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Premier Valley Bank

Location: Fresno, CA

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? Y*APY: 0.31%APY if conditions not met: 0.05%Monthly debit transactions required: 10Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $25,000

Notes:

  • Premier Rewards Checking: Available nationally, but must be opened in person.
  • Either one direct deposit or automatic payment per month is required.
  • Must receive e-statements and log in to online banking once per month.
  • All foreign ATM fees reimbursed.
  • Rate for balance above $25,000 yields 0.07%.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.

 

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