Pinnacle Bank of Lincoln, Neb., offers 1.5 percent annual percentage yield on its High Interest Checking account, with a high balance cap. Bankrate’s 2013 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you’ll have to jump through to get them.

City: Lincoln, Neb.

Pinnacle Bank

Nationally

offered?

APY APY if

conditions

not met

Monthly

debit

transactions

required

Bill pay or automatic withdrawal required? Direct

deposit

required?

Balance

cap

N 1.5% 0.15% 12 Y* Y* $25,000
Notes: High Interest Checking – Only available in Freemont, Neb. One direct deposit, automatic bill payment or automatic withdrawal transaction per month required, not on the Web.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.

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