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2013 high-yield checking: Ouachita Independent Bank

Checking » High-Yield Checking » Survey » Ouachita Independent Bank

Ouachita Independent Bank in Monroe, La., offers a 3.01 percent annual percentage yield on its OIB Reward Checking, but it's only available in Louisiana, Texas, Arkansas and Mississippi. Bankrate's 2013 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

City: Monroe, La.

Ouachita Independent Bank

Nationally
offered?
APYAPY if
conditions
not met
Monthly
debit
transactions
required
Bill pay or automatic withdrawal required?Direct
deposit
required?
Balance
cap
N3.01%0.05%12Y*Y*$15,000
Notes: OIB Reward Checking: Only available to residents of Louisiana, Texas, Arkansas and Mississippi. One direct deposit or automatic payment per month required.

*See notes section for more details. Note: E-statements required on all accounts.

Bankrate.com canvassed accounts at banks, thrifts and credit unions from April 1-5, 2013, and has displayed data on 56 high-yield checking accounts offered by 54 institutions.

 

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