2013 high-yield checking: Ouachita Independent Bank
Ouachita Independent Bank in Monroe, La., offers a 3.01 percent annual percentage yield on its OIB Reward Checking, but it's only available in Louisiana, Texas, Arkansas and Mississippi. Bankrate's 2013 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.
City: Monroe, La.
Ouachita Independent Bank
|Notes: OIB Reward Checking: Only available to residents of Louisiana, Texas, Arkansas and Mississippi. One direct deposit or automatic payment per month required.|
*See notes section for more details. Note: E-statements required on all accounts.
Bankrate.com canvassed accounts at banks, thrifts and credit unions from April 1-5, 2013, and has displayed data on 56 high-yield checking accounts offered by 54 institutions.