savings
Non-sufficient funds charts
See how your bank, thrift or credit union stands against the best and the worst in the nation when it comes to non-sufficient funds (NSF) fees.
National Average NSF Fees:
|
| Banks | $24.46 |
| Thrifts | $23.72 |
| Credit Unions | $18.00 |
|
| Star One Credit Union, Sunnyvale, Calif. | $9 |
| Orange County Teachers Federal Credit Union, Santa Ana, Calif. | $10 |
| State Employees Credit Union, Raleigh, N.C. | $12 |
| The Golden 1 Credit Union, Sacramento, Calif. | $12 |
| Patelco Credit Union, San Francisco, Calif. | $12 |
|
| JAX Navy Federal Credit Union, Jacksonville, Fla. | $25 |
| Eastern Financial Federal Credit Union, Miramar, Fla. | $25 |
| Portland Teachers Credit Union, Portland, Ore. | $25 |
| State Employee Credit Union of Maryland, Baltimore, Md. | $25 |
| Digital Employees Federal Credit Union, Maynard, Mass. | $25 |
|
| Luther Burbank Savings, San Francisco | $10 |
| E*Trade Bank, Washington, D.C. | $15 |
| Downey S&L, Los Angeles | $18 |
| Fidelity Federal Bank, Los Angeles | $18 |
| Washington Mutual Bank, Los Angeles | $18 |
|
| Commonwealth Bank, Philadelphia | $30 |
| Firstrust, Philadelphia | $30 |
| Sovereign Bank, Philadelphia | $30 |
| Acacia Federal Savings, Washington, D.C. | $30 |
| Citibank FSB, Washington, D.C. | $30 |
|
| Bank of America, Los Angeles | $12.50 |
| Bank of America, San Francisco | $12.50 |
| Sanwa Bank, Los Angeles | $14 |
| Union Bank, Los Angeles | $15 |
| Wells Fargo Bank, Los Angeles | $15 |
|
| Mellon Bank, Philadelphia | $35 |
| Commerce Bank/N.J., Philadelphia | $32 |
| First Union, Philadelphia | $31 |
| First Virginia Bank, Washington, D.C. | $30 |
| Bank of America, Washington, D.C. | $30 |
Bankrate.com researchers Karen Harabin, Kathleen Smith, Marlys Falkner, Maria Betancourt, Delia Cardona, Wayne McDermott, Juanita Maldonado and Eva Garcia compiled this data.