2014 high-yield checking: North Country Savings Bank
North Country Savings Bank in Canton, New York, offers 1.05 percent annual percentage yield on its Advantage Checking account, but it has a high balance cap. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.
North Country Savings Bank
Location: Canton, NY
|Nationally offered? Y||APY: 1.05%||APY if conditions not met: 0.05%||Monthly debit transactions required: 10||Bill pay or automatic withdrawal required? Y*||Direct deposit required? Y*||Balance cap: $25,000|
- Advantage Checking: Available nationally.
- Either one direct deposit or automatic payment is required monthly. Enroll and review e-statements.
- All foreign ATM fees reimbursed.
- Balance above $25,000 yields 0.75%.
*See notes section for more details.
Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.