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2014 high-yield checking: North Country Savings Bank

Checking » High-Yield Checking » Survey » North Country Savings Bank

North Country Savings Bank in Canton, New York, offers 1.05 percent annual percentage yield on its Advantage Checking account, but it has a high balance cap. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

North Country Savings Bank

Location: Canton, NY

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? YAPY: 1.05%APY if conditions not met: 0.05%Monthly debit transactions required: 10Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $25,000

Notes:

  • Advantage Checking: Available nationally.
  • Either one direct deposit or automatic payment is required monthly. Enroll and review e-statements.
  • All foreign ATM fees reimbursed.
  • Balance above $25,000 yields 0.75%.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.

 

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