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2014 high-yield checking: MidWest America FCU

Checking » High-Yield Checking » Credit Unions » MidWest America FCU

MidWest America Federal Credit Union of Fort Wayne, Indiana, earns a slightly better than average annual percentage yield on its Reward Checking account, with a $15,000 balance cap. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

MidWest America FCU

Location: Fort Wayne, IN

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? NAPY: 1.66%APY if conditions not met: 0.03%Monthly debit transactions required: 10Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $15,000

Notes:

  • Reward Checking: Available to anyone who lives within 100 miles of a branch in Indiana, Illinois and Kentucky (a $25 donation to ASPCA may be required).
  • Either one direct deposit or automatic payment is required per month. Receive monthly e-statements.
  • ATM fees reimbursed up to $25 per month.
  • Balance above $15,000 yields 0.34%.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.

 

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