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2014 high-yield checking: Liberty Bank

Checking » High-Yield Checking » Survey » Liberty Bank

Liberty Bank in Alton, Illinois, near St. Louis, requires one direct deposit or automatic payment per month on its high-yield checking account, with a balance cap of $10,000. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Liberty Bank

Location: Alton, IL

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? YAPY: 1.76%APY if conditions not met: 0.03%Monthly debit transactions required: 15Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $10,000

Notes:

  • Kasasa Cash: Available nationally.
  • Either one direct deposit or automatic payment; e-statements required monthly.
  • ATM fees refunded up to $20 per month.
  • Balance above $10,000 yields 0.30%.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.

 

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