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2014 high-yield checking: Jeff Davis Bank

Checking » High-Yield Checking » Survey » Jeff Davis Bank

Jeff Davis Bank in Jennings, Louisiana, offers a solid 3.25 percent annual percentage yield, but it is available only in Louisiana and southeast Texas. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Jeff Davis Bank

Location: Jennings, LA

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? NAPY: 3.25%APY if conditions not met: 0.10%Monthly debit transactions required: 10Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $10,000

Notes:

  • Kasasa Cash: Available only in Louisiana and southeast Texas counties of Jefferson, Orange, Jasper and Newton.
  • Either one direct deposit or auto payment per month required; must receive e-statements and access online banking monthly.
  • All ATM fees refunded (limited to $5 per transaction).
  • Balance above $10,000 yields 0.25%.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.

 

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