Integrity Bank of Houston offers an above-average annual percentage yield on its Free Reward Checking account, with a high balance cap of $25,000. Bankrate’s 2013 High-Yield Checking Survey breaks down the returns you can get with each account, and the hoops you’ll have to jump through to get them.

City: Houston

Integrity Bank

Nationally

offered?

APY APY if

conditions

not met

Monthly

debit

transactions

required

Bill pay or automatic withdrawal required? Direct

deposit

required?

Balance

cap

Y* 2.01% 0.01% 10 Y* Y* $25,000
Notes: Free Reward Checking: Available nationally, but you must go to the bank to open an account. One direct deposit or automatic payment per month.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.

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