2013 high-yield checking: Heritage Bank
Heritage Bank in Spicer, Minn., offers a below-average annual percentage yield on its eCentive Account, with a high balance cap of $25,000. Bankrate's 2013 High-Yield Checking Survey breaks down the returns you can get with each account, and the hoops you'll have to jump through to get them.
City: Spicer, Minn.
|Notes: eCentive Account: Available nationally. One direct deposit or automatic payment per month required.|
*See notes section for more details. Note: E-statements required on all accounts.
Bankrate.com canvassed accounts at banks, thrifts and credit unions from April 1-5, 2013, and has displayed data on 56 high-yield checking accounts offered by 54 institutions.