Explore Bankrate's 2015 High-Yield Checking Survey: First Tech Federal Credit Union
First Tech Federal Credit Union in Mountain View, California, offers Dividend Rewards Checking, with a midrange annual percentage yield and a relatively low account balance to earn it. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.
First Tech Federal Credit Union
Location: Mountain View, CA
|Default APY %||0.05|
|Monthly debit transactions required||12|
|Bill pay or automatic withdrawal required?||Y*|
|Direct deposit required?||Y*|
|APY % above cap||0.16|
Dividend Rewards Checking: Available nationally. Either 1 direct deposit or automatic withdrawal is required per month. Debit purchases must be PIN transactions. Balance above $10,000 yields 0.16%, if requirements are met. ATM refund: Unlimited, if requirements are met.
*See notes section for more details.
Bankrate.com canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.