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2013 high-yield checking: First Tech FCU

Checking » High-Yield Checking » Credit Unions » First Tech Federal Credit Union

First Tech Federal Credit Union in Mountain View, Calif., offers Dividend Rewards Checking, with a midrange annual percentage yield and a relatively low account balance that can earn it. Bankrate's 2013 High-Yield Checking Survey breaks down the returns you can get with each account, and the hoops you'll have to jump through to get them.

City: Mountain View, Calif.

First Tech FCU

Nationally
offered?
APYAPY if
conditions
not met
Monthly
debit
transactions
required
Bill pay or automatic withdrawal required?Direct
deposit
required?
Balance
cap
Y1.58%0.05%12Y*Y*$10,000
Notes: Dividend Rewards Checking: Available nationally. One direct deposit or automatic withdrawal required per month.

*See notes section for more details. Note: E-statements required on all accounts.

Bankrate.com canvassed accounts at banks, thrifts and credit unions from April 1-5, 2013, and has displayed data on 56 high-yield checking accounts offered by 54 institutions.

 

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