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Explore Bankrate's 2015 High-Yield Checking Survey: First Tech Federal Credit Union

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First Tech Federal Credit Union in Mountain View, California, offers Dividend Rewards Checking, with a midrange annual percentage yield and a relatively low account balance to earn it. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

First Tech Federal Credit Union

Location: Mountain View, CA

Nationally offered?Y
APY %1.58
Default APY %0.05
Monthly debit transactions required12
Bill pay or automatic withdrawal required?Y*
Direct deposit required?Y*
E-statements required?Y
Balance cap$10,000
APY % above cap0.16
Notes:
Dividend Rewards Checking: Available nationally. Either 1 direct deposit or automatic withdrawal is required per month. Debit purchases must be PIN transactions. Balance above $10,000 yields 0.16%, if requirements are met. ATM refund: Unlimited, if requirements are met.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.

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Bankrate's 2015 High-Yield Checking Survey You can earn a good return on high-yield checking -- if you can meet the requirements.
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