2014 high-yield checking: First Security Bank & Trust

Checking » High-Yield Checking » Survey » First Security Bank & Trust

First Security Bank & Trust of Charles City, Louisiana, offers Reward Checking, with a below-average annual percentage yield and an about-average balance that can earn it. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

First Security Bank & Trust

Location: Charles City, IA

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? YAPY: 1.05%APY if conditions not met: 0.05%Monthly debit transactions required: 10Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $15,000


  • Reward Checking: Available nationally.
  • Either one direct deposit or online bill payment is required per month.
  • Balance above $15,000 yields 0.20%.
  • ATM refund: Up to $25 per statement cycle, if requirements are met.

*See notes section for more details. canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.



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