2014 high-yield checking: First Security Bank & Trust
First Security Bank & Trust of Charles City, Louisiana, offers Reward Checking, with a below-average annual percentage yield and an about-average balance that can earn it. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.
First Security Bank & Trust
Location: Charles City, IA
|Nationally offered? Y||APY: 1.05%||APY if conditions not met: 0.05%||Monthly debit transactions required: 10||Bill pay or automatic withdrawal required? Y*||Direct deposit required? Y*||Balance cap: $15,000|
- Reward Checking: Available nationally.
- Either one direct deposit or online bill payment is required per month.
- Balance above $15,000 yields 0.20%.
- ATM refund: Up to $25 per statement cycle, if requirements are met.
*See notes section for more details.
Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.