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Explore Bankrate's 2015 High-Yield Checking Survey: Cross Keys Bank

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Cross Keys Bank in St. Joseph, Louisiana, offers Gold Key Rewards Checking, with an annual percentage yield that's better than average, but account holders must open the account in a branch. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Cross Keys Bank

Location: St. Joseph, LA

Nationally offered?Y*
APY %2.05
Default APY %0.05
Monthly debit transactions required12
Bill pay or automatic withdrawal required?Y*
Direct deposit required?Y*
E-statements required?Y
Balance cap$10,000
APY % above cap0.35
Notes:
Gold Key Rewards Checking: Available nationally, but you must open the account in a branch. Either 1 direct deposit or automatic payment is required per month. E-statements are required and you must enroll and log in to online banking. Balance above $10,000 yields 0.35%, if requirements are met. ATM fee refund: Up to $25 per statement cycle, if requirements are met. Bill-pay fee: $5 per month, if requirements are not met. Bill pay is not required on this account.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.

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Bankrate's 2015 High-Yield Checking Survey You can earn a good return on high-yield checking -- if you can meet the requirements.
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