Explore Bankrate's 2015 High-Yield Checking Survey: Cross Keys Bank
Cross Keys Bank in St. Joseph, Louisiana, offers Gold Key Rewards Checking, with an annual percentage yield that's better than average, but account holders must open the account in a branch. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.
Cross Keys Bank
Location: St. Joseph, LA
|Default APY %||0.05|
|Monthly debit transactions required||12|
|Bill pay or automatic withdrawal required?||Y*|
|Direct deposit required?||Y*|
|APY % above cap||0.35|
Gold Key Rewards Checking: Available nationally, but you must open the account in a branch. Either 1 direct deposit or automatic payment is required per month. E-statements are required and you must enroll and log in to online banking. Balance above $10,000 yields 0.35%, if requirements are met. ATM fee refund: Up to $25 per statement cycle, if requirements are met. Bill-pay fee: $5 per month, if requirements are not met. Bill pay is not required on this account.
*See notes section for more details.
Bankrate.com canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.