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2014 high-yield checking: Cross Keys Bank

Checking » High-Yield Checking » Survey » Cross Keys Bank

Cross Keys Bank in St. Joseph, Louisiana, offers Rewards Checking, with an annual percentage yield that's better than average, but account holders must open the account in a branch. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Cross Keys Bank

Location: St. Joseph, LA

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? Y*APY: 2.05%APY if conditions not met: 0.05%Monthly debit transactions required: 12Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $10,000

Notes:

  • Gold Key Rewards Checking: Available nationally, but you must open the account in a branch.
  • Either one direct deposit or auto debit required per month.
  • E-statements required and you must enroll and log in to online banking.
  • Balance above $10,000 earns 0.35%, if requirements are met.
  • ATM refund: Up to $25 per statement cycle, if requirements are met.
  • Bill-pay fee: $5 per month, if requirements are not met. Bill pay is not required on this account.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.

 

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