checking

2014 high-yield checking: Cross Keys Bank

Checking » High-Yield Checking » Survey » Cross Keys Bank

Cross Keys Bank in St. Joseph, Louisiana, offers Rewards Checking, with an annual percentage yield that's better than average, but account holders must open the account in a branch. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Cross Keys Bank

Location: St. Joseph, LA

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? Y*APY: 2.05%APY if conditions not met: 0.05%Monthly debit transactions required: 12Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $10,000

Notes:

  • Gold Key Rewards Checking: Available nationally, but you must open the account in a branch.
  • Either one direct deposit or auto debit required per month.
  • E-statements required and you must enroll and log in to online banking.
  • Balance above $10,000 earns 0.35%, if requirements are met.
  • ATM refund: Up to $25 per statement cycle, if requirements are met.
  • Bill-pay fee: $5 per month, if requirements are not met. Bill pay is not required on this account.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.

 

advertisement

Show Bankrate's community sharing policy
          Connect with us
advertisement
CD & INVESTING NEWSLETTER

Learn the latest trends that will help grow your portfolio, plus tips on investing strategies. Delivered weekly.

advertisement

Blog

David McMillin

Checking account fights cancer

While plenty of banks work to attract new account holders with checking account bonuses, Fifth Third is running a promotion that aims to make a difference in the battle against cancer.  ... Read more

Partner Center
advertisement

Connect with us