Explore Bankrate's 2015 High-Yield Checking Survey: Arizona Bank & Trust
Phoenix-based Arizona Bank & Trust offers its Cash Rewards Checking with a 1.51 percent annual percentage yield, but the account is available only to Arizona residents. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.
Arizona Bank & Trust
|Default APY %||0.01|
|Monthly debit transactions required||15*|
|Bill pay or automatic withdrawal required?||N|
|Direct deposit required?||Y|
|APY % above cap||0.11|
Cash Rewards Checking: Only available to Arizona residents. Debit transactions must be signature-based. E-statements required with a valid email address. Monthly fee: E-statements enrollment is required to avoid $2.50 paper statement fee. Balance over $20,000 yields 0.11%, if requirements are met. ATM fee refund: Up to $20 per statement cycle, if requirements are met."
*See notes section for more details.
Bankrate.com canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.