Explore Bankrate's 2015 High-Yield Checking Survey: Arizona Bank & Trust

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Phoenix-based Arizona Bank & Trust offers its Cash Rewards Checking with a 1.51 percent annual percentage yield, but the account is available only to Arizona residents. Bankrate's 2015 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Arizona Bank & Trust 

Location: Phoenix

Nationally offered?N
APY %1.51
Default APY %0.01
Monthly debit transactions required15*
Bill pay or automatic withdrawal required?N
Direct deposit required?Y
E-statements required?Y
Balance cap$20,000
APY % above cap0.11
Cash Rewards Checking: Only available to Arizona residents. Debit transactions must be signature-based. E-statements required with a valid email address. Monthly fee: E-statements enrollment is required to avoid $2.50 paper statement fee. Balance over $20,000 yields 0.11%, if requirements are met. ATM fee refund: Up to $20 per statement cycle, if requirements are met."

*See notes section for more details. canvassed banks, thrifts and credit unions from March 16 to March 25 and has displayed data on 56 high-yield checking accounts.


Bankrate's 2015 High-Yield Checking Survey You can earn a good return on high-yield checking -- if you can meet the requirements.
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