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2014 high-yield checking: Advantage Plus FCU

Checking » High-Yield Checking » Credit Unions » Advantage Plus FCU

Pocatello, Idaho-based Advantage Plus Federal Credit Union offers Free Reward Checking with an annual percentage yield of 1.25 percent if certain conditions are met. Bankrate's 2014 High-Yield Checking Survey breaks down the returns you can get with each account and the hoops you'll have to jump through to get them.

Advantage Plus FCU

Location: Pocatello, ID

Nationally offered?APYAPY if conditions not metMonthly debit transactions requiredBill pay or automatic withdrawal required?Direct deposit required?Balance cap
Nationally offered? Y*APY: 1.25%APY if conditions not met: 0.05%Monthly debit transactions required: 12Bill pay or automatic withdrawal required? Y*Direct deposit required? Y*Balance cap: $15,000

Notes:

  • FREE Rewards Checking: Available nationally only if a family member is already a member (Bannock, Caribou, Power, Bear Lake county ID).
  • At least one automatic payment, direct deposit or bill pay transaction post and settle per month are required.
  • Access online banking, receive and review e-statements.
  • ATM refunds: Up to $25 per statement cycle, if requirements are met.
  • ATM receipt must be presented for reimbursement on an individual fee of $5 or higher.
  • Balance above $15,000 yields 0.38%, if requirements are met.

*See notes section for more details.

Bankrate.com canvassed banks, thrifts and credit unions March 10-13 and reports data on 56 high-yield checking accounts offered by 54 institutions.

 

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