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2013 high-yield checking: Advantage Plus FCU

Checking » High-Yield Checking » Credit Unions » Advantage Plus FCU

Pocatello, Idaho-based Advantage Plus Federal Credit Union's Free Reward Checking offers a below-average annual percentage yield on its Free Rewards Checking and requires a midrange balance cap. Bankrate's 2013 High-Yield Checking Survey breaks down the returns you can get with each account, and the hoops you'll have to jump through to get them.

City: Pocatello, Idaho

Advantage Plus FCU

Nationally
offered?
APYAPY if
conditions
not met
Monthly
debit
transactions
required
Bill pay or automatic withdrawal required?Direct
deposit
required?
Balance
cap
Y*1.25%0.05%12Y*Y*$15,000
Notes: Free Reward Checking: Available nationally only if a family member is already a member. ID verifying resident of Bannock, Caribou, Power, Bear Lake counties needed. One direct deposit, automatic payment or bill payment per month required. Monthly access to online banking required.

*See notes section for more details. Note: E-statements required on all accounts.

Bankrate.com canvassed accounts at banks, thrifts and credit unions from April 1-5, 2013, and has displayed data on 56 high-yield checking accounts offered by 54 institutions.

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Savings Overnight Averages
Product Yield +/- Last week
MMA
0.48% 0.49%
$10K MMA
0.47% 0.48%
MMA jumbo
0.61% 0.62%
Interest checking
0.51% 0.51%
Compare rates:
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