2011 High-Yield Checking Survey
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Even if you find the most attractive interest rate, the search is not over.

Bankrate's 2011 High-Yield Checking Survey shows a wide range of requirements for these accounts. Most accounts require debit card activity, but the number of monthly debit card purchases varies widely. Outside of debit card usage, you can explore these accounts to find qualifications that best fit your financial lifestyle. Each account requires different terms and can include online bill pay, direct deposit and e-statements.

"Finding a rewarding interest rate is great, but it doesn't replace the need to comparison shop to make sure that's really your best choice," says Greg McBride, CFA, Bankrate’s senior financial analyst.

McBride says consumers should compare monthly account requirements to determine if the hurdles they need to clear are attainable on a consistent basis.




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