cds

National CD rates for Jan. 22, 2015

Interest Rate Roundup

Compare CD rates nationally and in your area.

CDs

  • 1-year CD yields: 0.28%
  • 5-year CD yields: 0.87%

Rates on certificates of deposit rose slightly in this week's rate survey.

Up 1 basis point, the average one-year CD yield was 0.28 percent. The average five-year yield picked up 2 basis points, reaching 0.87 percent. A basis point is one-hundredth of 1 percent.

The typical one-year jumbo CD yield was unchanged for the second straight week at 0.3 percent. The typical five-year jumbo yield was up 2 basis points to 0.92 percent. A jumbo CD is available for a jumbo deposit of $100,000.

The average money market account yield was unchanged for the 15th week at 0.09 percent.

 

 

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