Interest Rate Roundup
National CD rates

Here's a look at the state of CD rates from's weekly national survey of large banks and thrifts conducted Dec. 9, 2009.


Yields: 0.83 percent (1-year CD yield); 2.08 percent (5-year CD yield)

Concerns about the stamina of the economic recovery are driving down some fixed income yields as investors wonder if the stock market rally is a bit winded.

The average yield on one-year CDs, as surveyed by, held steady this week at 0.83 percent, but the five-year yield dropped 9 basis points to 2.08 percent. Jumbo CDs performed similarly, with the one-year average yield losing 2 basis points to come in at 0.89 percent while the five-year fell 8 basis points to 2.11 percent.

Money market accounts shed 2 basis points; the average yield is now 0.25 percent.

Check Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.

All deposit products listed with Bankrate are FDIC-insured.

See all CD rates content.

-- Laura Bruce


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Product Rate Change Last week
1 Year CD 0.90%  0.02 0.88%
2 Year CD 1.02%  0.01 1.03%
5 Year CD 1.59%  0.01 1.60%
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