CDsYields: 0.92 percent (1-year CD yield); 2.19 percent (5-year CD yield)
The average one-year CD yield, as surveyed by Bankrate.com, has held steady at 0.92 percent for three weeks. The standard five-year CD yield has fallen by 2 basis points each week for the past couple reports and did it again this week; it now stands at 2.19 percent.
You won't fare any better by socking away $100,000 in a CD because jumbo yields are just as pitiful. The average yield for a one-year jumbo CD is 1 percent, same as last week. The yield on the five-year shed 2 basis points to come in at 2.22 percent.
The average yield for money market accounts remains at 0.32 percent for the second week in a row.
Check Bankrate's Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.
All deposit products listed with Bankrate are FDIC-insured.
-- Laura Bruce