CDs
Yields: 0.92 percent (1-year CD yield); 2.21 percent (5-year CD yield)The one-year CD average yield, as surveyed by Bankrate.com, held steady this week at 0.92 percent. That compares quite favorably to the one-year Treasury, which yields 0.39 percent, but pales when matched against a one-year, high-yield CD, which comes in at 2 percent.
The average yield for a standard five-year CD fell 2 basis points this week to 2.21 percent. That's just a little bit shy of the five-year Treasury, which is paying 2.3 percent. Better yet, opt for a high-yield five-year CD and you can find yields as high as 3.4 percent.
On the jumbo side, the average one-year yield dropped 1 basis point to 1 percent; and the five-year is off 2 basis points from last week to 2.24 percent.
The average yield for money market accounts gained 1 basis point to 0.32 percent.
Check Bankrate's Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.
All deposit products listed with Bankrate are FDIC-insured.
-- Laura Bruce