cds

National CD rate averages

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts conducted June 24, 2009.

CDs

Yields: 1.16 percent (1-year CD yield); 2.18 percent (5-year CD yield)

The seesaw ride continues. Last week it was the short-term yields that nudged up a bit while their longer-term brethren shed a few basis points. This week the scenario is reversed. In reality it means little, as rates have been simply jockeying back and forth in a rather tight range the past several weeks.

This week, the average yield for one-year CDs, as surveyed by Bankrate.com, is 1.16 percent, down 3 basis points from last week. The average yield for a five-year CD rose 1 basis point to 2.18 percent.

On the jumbo side, the average yield for a one-year CD is 1.25 percent, down 2 basis points, while the five-year added 1 basis point to come in at 2.22 percent.

Money market accounts remained at an average yield of 0.39 percent for the third week in a row.

Check Bankrate's Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.

All deposit products listed with Bankrate are FDIC-insured.

-- Laura Bruce

 

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Compare CDs & Investment Rates



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CDs Overnight Averages
Product Yield +/- Last week
6 Mo CD
0.99%
0.99%
1 Yr CD
1.41%
1.45%
5 Yr CD
2.87%
2.86%
1 Yr Jumbo CD
1.22%
1.23%
Compare rates:
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