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cds

National CD rate averages

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts conducted May 6, 2009.

CDs

Yields: 1.26 percent (1-year CD yield); 2.23 percent (5-year CD yield)

CD yields appear to have stabilized -- at least for the time being. The average yield for one-year CDs, as surveyed by Bankrate.com, is 1.26 percent, down 2 basis points from last week. The average yield for five-year CDs came in at 2.23 percent, a decline of 1 basis point.

The jumbo CD yields highlighted in this report performed in a similar fashion, with both shedding 1 basis point from last week. The one-year now stands at 1.38 percent while the five-year is at 2.25 percent.

CD yields have quieted considerably recently, dropping 1 or 2 basis points each week; a far cry from the double-digit drops we saw earlier this year.

Check Bankrate's Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.

All deposit products listed with Bankrate are FDIC-insured.

-- Laura Bruce

 

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