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Investing basics: Investing Basics

Chapter 1: Building liquid savings
Why pay penalties to use your own money? Keep some liquid and even earn interest at the same time. Read on.
 
Chapter 2: Certificates of deposit
Get paid to let someone else use your money! CDs offer a fixed rate of return for a specific amount of time. Read on.
 
Chapter 3: Investing in bonds
Bewildered by bonds? Troubled by Treasuries? We've got you covered -- from savings bonds and beyond! Read on.
 
Chapter 4: Fixed-income investing
They're not sexy, but diversifying your portfolio can be: annuities, permanent insurance and bank loan funds. Read on.
 
Chapter 5: Savings with tax breaks
Uncle Sam wants you -- to save money. And he'll give you a break on your taxes in a tax-advantaged account. Read on.
 
Chapter 6: Banking institutions
Banks, thrifts and credit unions -- here's some information on how to decide where to park your cash. Read on.
 
Chapter 7: Bankrate's resources
Looking for the safest banks and best rates? Bankrate gives you the tools to make a wise choice. Read on.
 
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CDs Overnight Averages
Product Yield +/- Last week
6 month CD
0.45% 0.41%
1 yr CD
0.67% 0.63%
5 yr CD
1.24% 1.22%
1 yr jumbo CD
0.65% 0.65%
Compare rates:
Don Taylorinvesting
When it comes to your investments, take time to understand that tricky lingo.
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Home Depot reported increased sales over its closest rival Lowe's in earnings reports this week.
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