Interest Rate Roundup
National CD rates

Here's a look at the state of mortgage rates from's weekly national survey of large banks and thrifts conducted Jan. 6, 2010.


Yields: 0.81 percent (1-year CD yield); 2.1 percent (5-year CD yield)

Unfortunately, for savers, a flip of the calendar to 2010 didn't mean an end to the slide in CD rates.

The average yield for one-year CDs, as surveyed by, dropped 1 basis point to come in at 0.81 percent. The average yield for five-year CDs held steady for the third week in a row at 2.1 percent.

The jumbos didn't fare any better. The average yields for the one-year and the five-year each shed 1 basis point to 0.87 percent and 2.12 percent, respectively.

Money market accounts remained at an average 0.23 percent for the second week.

Check Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.

All deposit products listed with Bankrate are FDIC-insured.

See all CD rates content.

-- Laura Bruce


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Product Rate Change Last week
1 Year CD 0.90%  0.02 0.88%
2 Year CD 1.02%  0.01 1.03%
5 Year CD 1.59%  0.01 1.60%
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