Here's a look at the state of mortgage rates from Bankrate.com's weekly national survey of large banks and thrifts conducted Jan. 6, 2010.
CDsYields: 0.81 percent (1-year CD yield); 2.1 percent (5-year CD yield)
Unfortunately, for savers, a flip of the calendar to 2010 didn't mean an end to the slide in CD rates.
The average yield for one-year CDs, as surveyed by Bankrate.com, dropped 1 basis point to come in at 0.81 percent. The average yield for five-year CDs held steady for the third week in a row at 2.1 percent.
The jumbos didn't fare any better. The average yields for the one-year and the five-year each shed 1 basis point to 0.87 percent and 2.12 percent, respectively.
Money market accounts remained at an average 0.23 percent for the second week.
Check Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.
All deposit products listed with Bankrate are FDIC-insured.
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-- Laura Bruce