Interest Rate Roundup
National CD rates

Here's a look at the state of CD rates from's weekly national survey of large banks and thrifts conducted Feb. 3, 2010.


Yields: 0.77 percent (1-year CD yield); 2.1 percent (5-year CD yield)

In this week's roundup of interest rates, CD yields were up slightly for longer term maturities and flat for one-year CDs.

The average yield for one-year CDs remained at 0.77 percent, while the yield on the average five-year CD jumped 4 basis points to 2.10 percent.

With a deposit of $100,000, the yield on the average jumbo one-year CD is 0.82 percent, down 1 basis point from last week. The average five-year jumbo yield is 2.12 percent, as it was last week as well.

Money market accounts clocked in at 0.24 percent for the third week in a row.

Check Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.

All deposit products listed with Bankrate are FDIC-insured.

See all CD rates content.

-- Sheyna Steiner


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Product Rate Change Last week
1 Year CD 0.90%  0.02 0.88%
2 Year CD 1.02%  0.01 1.03%
5 Year CD 1.59%  0.01 1.60%
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