Interest Rate Roundup
National CD rates

Here's a look at the state of CD rates from's weekly national survey of large banks and thrifts conducted Feb. 17, 2010.


Yields: 0.76 percent (1-year CD yield); 2.1 percent (5-year CD yield)

In this week's survey of nationwide interest rates, CD yields are going nowhere.

Yields on the average one-year and five-year CDs remain at 0.76 percent and 2.1 percent, respectively.

On the jumbo side, there was a little movement. The average one-year jumbo CD remained at 0.81 percent, but the average yield on a five-year jumbo CD tumbled 3 basis points to 2.09 percent.

The yield on money market accounts held tight to its position from last week as well, at 0.23 percent.

People are angry at banks, according to the Consumer Federation of America, or CFA, which released a survey of bank overdraft fees in early February that found that overdraft fees generally range from $19 to $36.

The CFA also found that Americans, unsurprisingly, overwhelmingly favor overdraft fee protections currently being considered by Congress.

Check Bankrate's high-yield CDs and high-yield money market account tables for some of the best returns available nationwide.

All deposit products listed with Bankrate are FDIC-insured.

See all CD rates content.

-- Sheyna Steiner


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