credit cards

Target

The Target Corporation began operating as a private retail store in the early 20th century under the name the Dayton Dry Goods Company. The first official Target store opened in 1962, and Target has grown into the second largest discount retailer in the U.S. With almost 1,750 stores, Target has locations in all 50 states except Vermont, and the company also sells goods from its website.

Headquartered in Minnesota, Target provides its own private credit card services for its customers.

Target REDcards

The Target Corporation offers its customers a REDcard program, which features a Target Credit Card and a Target Check Card. The store's cards can only be used for purchases at the company's physical locations or the company's online store. While the store's credit card has no annual fee, it does carry a high APR of 25.24 percent. Customers who use a Target Check Card link this card to a checking account to use it just like a debit card.

Both cards offer reward-point-programs, which help customers accumulate points for 10 percent discount on purchases. Customers can also receive discounts on filling prescriptions at the Target pharmacy. Similar to many other stores, customers who apply for the Target Credit Card receive a discount day upon opening their account.

Target gift cards

Just like many other retailers, Target offers gift cards, which can be purchased in incremental amounts ranging from $10 to $1,000. To see details of Target's most recent gift cards, visit the Bankrate summary.

Recent news at Target

Target previously partnered with Visa to offer a credit card that customers could use anywhere, but the corporation discontinued this program in April 2010.

The Target corporate headquarters are located here:

1000 Nicollet Mall
Minneapolis, MN 55403

To reach the Target office, customers can call (612)304-6073 or use the toll-free number at (800)440-0680.

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