Credit Card Basics Understanding the fundamentals Sponsored byBank of America TABLE OF CONTENTSChapter 1: Match card and lifestyleThe smart consumer selects the card that matches his or her spending and payment habits. Read on. Chapter 2: Credit reports and scoresHere's how to order and read your credit reports and how your credit score is affected by the reports. Read on. Chapter 3: Costs and feesYou found a credit card with a great low interest rate. Good for you. Now, what about the fees? Read on. Chapter 4: Managing your cardsYou pay promptly and never go over the limit. But, do you know your consumer rights? Read on. Chapter 5: Using credit wiselyS avvy spenders use credit carefully. Discover when it's smart to pull out a card and when it's not. Read on. Chapter 6: Special-need card usersHere are the cards best for first-time applicants, students and for those with bruised credit. Read on. advertisementRelated Links:How to avoid late fees'Bill of rights' consideredKeep card, lose high rateRelated Articles:Chasing the balanceCredit card rates March 26Debtors not all deadbeats
A little research could save you BIG on interest.