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UPside Visa Prepaid Card

Debit Cards » Best Prepaid Debit Cards » UPside Visa Prepaid Card

The UPside Visa Prepaid Card has a monthly maintenance fee of 99 cents if you load at least $500 per month on the card. Bankrate's 2013 Prepaid Debit Card Survey offers a rundown of the card's many variables, including fees, restrictions and factors that may affect a consumer's decision in choosing a prepaid debit card.

UPside Visa Prepaid Card (by MetaBank with services by Plastyc, Inc.)

Are funds FDIC-insured?Yes
Monthly maintenance fee$4.95
Can the monthly fee be avoided?No, only discounted; see notes
Card activation fee$0.00
ATM withdrawal fee (issuer's ATM)$1.95
Nonissuer's ATM withdrawal fee, not including any bank fees$1.95
ATM balance inquiry$0.99
Fees for point-of-sale transaction$0.00
Fees for signature transaction$0.00
Paper statement fee$0.00
Fee for customer service by phone$2.00
Declined transaction fee$0.00 at point of sale; $2.00 at an ATM
Inactivity fee$0.00
Notes: Monthly fee is $0.99 per month with $500 monthly load; $2.80 fee to load a card via credit card or debit card. No online bill-pay using routing and account numbers.

Bankrate.com surveyed 24 prepaid debit card offers from Feb. 12-19, 2014. These are the resulting fees, restrictions and other card provisions.

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