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H&R Block Emerald Prepaid MasterCard

Debit Cards » Best Prepaid Debit Cards » H&R Block Emerald Prepaid MasterCard

Bankrate's 2015 Prepaid Debit Card Survey offers a rundown of the card's many variables, including fees, restrictions and factors that may affect a consumer's decision in choosing a prepaid debit card. The H&R Block Emerald Prepaid MasterCard carries no monthly maintenance fee, but comes with a $1.50 fee for ATM balance inquiries.

H&R Block Emerald Prepaid MasterCard

Are funds FDIC-insured?Yes
Monthly maintenance fee$0
Can the monthly fee be avoided?N/A
Card activation fee$0
Reload fee via direct deposit$0
ATM withdrawal fee (issuer's ATM)N/A; but free at MoneyPass ATMs
Nonissuer's ATM withdrawal fee, not including any bank fees$2.50
ATM balance inquiry$1.50
Fees for point-of-sale transaction $0
Fees for signature transaction$0
Paper statement fee$0, but must be requested each month
Paper statement at ATMN/A
Bill payment fee$0.95 per transaction
Fee for customer service by phone$0
Declined transaction fee$1.50 at ATM; $0 for declined purchases
Purchase overdraft available?No
Cost of purchase overdraftN/A
Inactivity fee$4.95
Notes: Inactivity fee of $4.95 per month after 2 months.

Bankrate.com surveyed 31 prepaid debit card offers Feb. 2-10, 2015. These are the resulting fees, restrictions and other card provisions.

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