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Green Dot Reloadable Prepaid Card, Gold

Debit Cards » Best Prepaid Debit Cards » Green Dot Reloadable Prepaid Card, Gold

Bankrate's 2015 Prepaid Debit Card Survey offers a rundown of the card's many variables, including fees, restrictions and factors that may affect a consumer's decision in choosing a prepaid debit card. The Green Dot Reloadable Prepaid Card Gold comes with a $5.95 monthly maintenance fee, but no fee for ATM balance inquiries if you use MoneyPass ATMs. Otherwise, it costs 50 cents.

Green Dot Reloadable Prepaid Card, Gold

Are funds FDIC-insured?Yes
Monthly maintenance fee$5.95
Can the monthly fee be avoided?Yes
Card activation feeUp to $4.95 at retail store; free if ordered online
Reload fee via direct deposit$0
ATM withdrawal fee (issuer's ATM)N/A; but free at MoneyPass ATMs
Nonissuer's ATM withdrawal fee, not including any bank fees$2.50
ATM balance inquiryNo fee at MoneyPass ATMs; $0.50 otherwise
Fees for point-of-sale transaction $0
Fees for signature transaction$0
Paper statement fee$0
Paper statement at ATMN/A
Bill payment fee$0
Fee for customer service by phone$0
Declined transaction fee$0
Purchase overdraft available?No
Cost of purchase overdraftN/A
Inactivity fee$0
Notes: Monthly maintenance fee waived with $1,000 load per month or 30 purchase transactions per month. Reload fee at retailer varies up to $4.95. 

Bankrate.com surveyed 31 prepaid debit card offers Feb. 2-10, 2015. These are the resulting fees, restrictions and other card provisions.

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