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Find the best prepaid debit cards

Debit Cards » Find The Best Prepaid Debit Cards

Prepaid debit cards can be an alternative for consumers who have had trouble establishing or improving credit. Bankrate's 2013 Prepaid Debit Cards Survey shows a cross-section of what's available in the marketplace today and key provisions of each card. Click on each card to find details about fees charged and discounts offered.

Prepaid debit cards

Debit cardMonthly maintenance feeCard activation feeATM withdrawal fee (issuer's ATM)ATM balance inquiry
AchieveCard Prepaid MasterCard, Silver Plan (by First California Bank)$0.00$0.00$2.50$0.95
AchieveCard Prepaid Visa Card (by The Bancorp Bank)$9.95$0.00N/A$0.00
American Express Prepaid Card$0.00$0.00N/AN/A
Bluebird by American Express and Walmart$0.00$0.00$2.00N/A
Chase Liquid$4.95$0.00$0.00$0.00 at Chase ATM; $2.00 at out-of-network ATMs
Fifth Third Access 360 Reloadable Prepaid Card$7.00$0.00$0.00$0.00
GreenDot Reloadable Prepaid Card$5.95$4.95N/ANo fee at MoneyPass ATMs; $0.50 otherwise
H&R Block Emerald Prepaid MasterCard$0.00$0.00 online or by phone; $2.99 to $4.95 at retailer$2.50$1.00
Debit cardMonthly maintenance feeCard activation feeATM withdrawal fee (issuer's ATM)ATM balance inquiry
Mango Prepaid MasterCard (by Inter National Bank)$5.00$0.00$2.00$0.50
Moneygram Accountnow Prepaid Visa Debit Card (by MetaBank)$9.95$4.95$2.50$1.00
Netspend Visa Prepaid Debit Card (Pay-As-You-Go plan)$0.00$0.00 online or by phone; store fees vary$2.50$0.50
PayPower Visa Prepaid Card by Metabank (by Blackhawk California)$5.95$0.00 online; $3.95 in stores (may vary by retailer)$1.95$0.50
PNC SmartAccess Prepaid Visa Card$5.00$0.00$0.00$0.00 at PNC ATMs; $2.50 at non-PNC ATMs
READYdebit Visa Prepaid Card (by The Bancorp Bank)$3.95$9.95N/A$0.50
Regions Now Card$5.00$4.00$0.00$0.00 at Regions ATMs; $2.50 at out-of- network ATMs
Stagecoach Prepaid Card$0.00$0.00$1.50$0.00
Debit cardMonthly maintenance feeCard activation feeATM withdrawal fee (issuer's ATM)ATM balance inquiry
The Americas Card (by First California Bank)$0.00$0.00$2.75$0.50
The Approved Card from Suze Orman (by Bancorp Bank)$3.00$3.00N/A$1.00
Prepaid Visa RushCard (Pay As You Go Plan)$0.00$3.95 to $14.95, depending on the cardN/A$0.50
U.S. Bank Convenient Cash Card$3.00$3.00$0.00$0.00 at U.S. Bank ATMs, $1.00 at non-U.S. Bank ATMs
Univision MasterCard Prepaid Card$9.95$0.00N/A$0.00
UPside Visa Prepaid Card (by MetaBank with services by Plastyc, Inc.)$4.95$0.00$1.95$0.99
Walmart MoneyCard Reloadable Prepaid Card (by GE Capital Retail Bank)$3.00$3.00N/A$1.00
Western Union MoneyWise Prepaid MasterCard (by MetaBank)$0.00$0.00$1.95$0.45

Bankrate.com surveyed 24 prepaid debit card offers from Feb. 12-19, 2013. These are the resulting fees, restrictions and other card provisions.

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