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Prepaid Visa RushCard
Debit Cards » Best Prepaid Debit Cards » Prepaid Visa RushCard
With the Prepaid Visa RushCard, you can buy a branded card, but you'll pay up to $14.95 to activate it. The Baby Phat and KLS designs are the costliest versions. Bankrate's 2013 Prepaid Debit Card Survey offers a rundown of the card's many variables, including fees, restrictions and factors that may affect a consumer's decision in choosing a prepaid debit card.
Prepaid Visa RushCard (Pay As You Go Plan) |
|---|
| Are funds FDIC-insured? | Yes |
| Monthly maintenance fee | $0.00 |
| Can the monthly fee be avoided? | N/A |
| Card activation fee | $3.95 to $14.95, depending on the card |
| ATM withdrawal fee (issuer's ATM) | N/A |
| Nonissuer's ATM withdrawal fee, not including any bank fees | $1.95 |
| ATM balance inquiry | $0.50 |
| Fees for point-of-sale transaction | $1.00 |
| Fees for signature transaction | $1.00 |
| Paper statement fee | $1.00 |
| Fee for customer service by phone | $0.00 |
| Declined transaction fee | $0.00 |
| Inactivity fee | $1.95 per month after 90 days of no activity |
| Notes: One-time card fee: $3.95 for original RushCard design, $9.95 for BlackDiamond, PinkDiamond or PurpleDiamond and DYNASTY designs, and $14.95 for Baby Phat and KLS designs. Point-of-sale and signature-based fees in excess of $10 per month will be reimbursed the following month. Monthly Plan: $9.95 montly maintenance fee, two free ATM withdrawals per month then $2.50, no signature transaction fee, $1 per PIN point-of-sale transaction, no inactivity fee. RushUnlimited Plan: $7.95 monthly maintenance fee or $5.95 with monthly direct deposit, $2.50 per ATM transaction, no signature transaction or point-of-sale fees. |
Bankrate.com surveyed 24 prepaid debit card offers from Feb. 12-19, 2013. These are the resulting fees, restrictions and other card provisions.