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Wife is right about keeping Caddy

Dear Terry,
We purchased a 2003 Cadillac CTS with a loan amount of $23,442 at 7.75 percent. Our monthly payment is $474 over five years. The car has 32,000 miles and is in excellent condition.

My husband wants to trade for a car that uses less gas. We don't average more than 40 miles a week, since we're retired. I think he is wrong. Please advise.
-- Helen K. Wetzel

Dear Helen,
I don't like to mediate marital disputes, but it's probably not prudent to trade the Caddy just to get better gas mileage, given how few miles you drive.

Here are this week's reader questions:
Should I dump my depreciating SUV?
Can I limit my payments to $300 a month?
If I drive infrequently, can I keep my gas hog?
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Cars may be slightly less affordable, but this is still one of the best times in history to buy a car.