auto

National auto loan averages

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts conducted Aug. 19, 2009.

Auto Loans

Rates: 7.01 percent (60-month, new car); 7.81 percent (36-month, used car)

Auto loan rates were mixed this week. The average rate for a 48-month new-car loan stayed level at 7.01 percent. The 60-month new-car rate kicked up 1 basis point, to 7.01 percent. The average rate for a 36-month, used-car loan continued a two-week slide, falling 2 basis points to 7.81 percent.

WardsAuto.com is reporting a huge decline in leasing originations for 2009, which is expected to fall below the 2 million mark for the first time in a decade, to 1.2 million, according to Manheim Consulting. Not only does that not bode well for those who prefer to lease rather than buy, it also may mean higher prices for used-vehicle buyers -- fewer leases mean fewer late-model autos coming off leases and into the auto dealers' used-car inventories.

To find updated auto rates in your area, visit Bankrate's auto rate table.

-- Sheyna Steiner

 

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Auto Overnight Averages
Product Rate +/- Last week
48 Mo Used Car
7.02%
7.10%
48 Mo New Car
6.79%
6.80%
36 Mo Used Car
7.15%
7.22%
36 Mo New Car
6.67%
6.68%
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