auto

National auto loan averages

Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts conducted July 15, 2009.

Auto Loans

Rates: 6.99 percent (60-month, new car); 7.83 percent (36-month, used car)

Car loan interest rates headed south in this week's interest rate survey. All new-car loan terms surveyed dipped 1 basis point. That puts the 60-month, new-car loan rate at 6.99 percent, the 48-month, new-car loan rate at 7 percent and the 36-month loan rate is 6.88 percent.

Used-car loan rates also fell. The 36-month, used-car loan rate lost 2 basis points to fall to 7.83 percent. The 48-month, used-car loan rate tumbled 4 basis points to 7.96 percent.

The recently passed "cash for clunkers" program is getting mixed reviews from economists and the auto industry. Economists in a Reuters article published Tuesday predict that any boost the economy gets from the bill will be short-lived and probably won't benefit many consumers.

The auto industry hopes the program will bolster truck sales.

To find updated auto rates in your area, visit Bankrate's auto rate table.

-- Sheyna Steiner

 

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Auto Overnight Averages
Product Rate +/- Last week
48 Mo Used Car
7.02%
7.10%
48 Mo New Car
6.79%
6.80%
36 Mo Used Car
7.15%
7.22%
36 Mo New Car
6.67%
6.68%
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