No. 3: Florida
Cost: $2,516 (13 percent above the national average)
Keep your eyes on the road in Florida: It's the 10th most expensive state in the U.S. for car repair costs. When Floridians take their car to the shop, they pay about 10 percent more for parts than the typical U.S. vehicle owner.
Insurance is also pricey in Florida. Drivers in the state paid an average of $1,124 for their policies between 2007 and 2011, according to data from the National Association of Insurance Commissioners. That's 27 percent more than the average U.S. vehicle owner paid over the same span of time.