Return the car to the credit union and the balance will be paid off.Sell the car and pay off the loan balance.Trade the car in and pay off the loan balance.Keep the car and pay off or refinance the balance. advertisementRelated Links:Auto loan rates: March 26, 2009Saving on insuranceWhere's my car bailout?Related Articles:Vehicle leases going upOld loan not added to newCan't sell leased car