auto

Table: Car-ownership costs by state

The Midwest has one quality that Americans are sure to love: It's home to some of the least expensive states for drivers. Several Midwestern states ranked among the cheapest in the country, according to Bankrate's 2014 car cost study.

Bankrate analyzed the cost of gasoline, repairs and insurance in all 50 states and the District of Columbia. Labor and parts data were provided by CarMD.com, while gas spending was calculated with statistics from GasBuddy.com and the Bureau of Transportation Statistics. Insurance costs were compiled from National Association of Insurance Commissioners statistics.

Here's a state-by-state breakdown.

Estimated annual cost of car ownership

StateRepairsInsuranceGasolineTotal
Iowa$315$630$998$1,942
Ohio$328$698$947$1,973
Illinois$343$805$852$1,999
Idaho$349$664$988$2,001
Wisconsin$329$658$1,031$2,018
South Dakota$312$654$1,056$2,022
Pennsylvania$364$908$781$2,052
New Hampshire$328$767$975$2,070
Nebraska$347$709$1,025$2,081
Oregon$380$807$893$2,081
Utah$371$810$918$2,098
Virginia$382$758$964$2,104
Kansas$352$764$991$2,108
Maine$328$682$1,109$2,119
Colorado$385$848$890$2,123
North Carolina$390$708$1,032$2,129
Tennessee$353$762$1,021$2,136
Hawaii$370$906$869$2,145
Alaska$341$1,077$730$2,147
Washington$375$910$866$2,151
Minnesota$346$782$1,033$2,162
Massachusetts$358$984$827$2,169
Vermont$270$730$1,178$2,177
South Carolina$368$860$958$2,186
Indiana$329$709$1,162$2,200
Arizona$362$963$888$2,213
North Dakota$344$662$1,207$2,213
Nevada$364$1,078$771$2,214
Texas$364$1,001$860$2,226
Arkansas$361$813$1,055$2,229
Missouri$353$780$1,099$2,232
California$390$906$940$2,237
Montana$360$822$1,067$2,250
New York$365$1,196$713$2,273
Washington, D.C.$392$1,273$618$2,283
Kentucky$367$848$1,073$2,288
Rhode Island$371$1,142$800$2,314
West Virginia$310$975$1,033$2,318
Oklahoma$338$839$1,175$2,352
Maryland$388$1,030$951$2,368
New Mexico$345$895$1,131$2,371
Connecticut$385$1,058$929$2,372
Michigan$317$1,064$994$2,375
Alabama$352$793$1,237$2,381
Delaware$314$1,110$967$2,391
Georgia$385$927$1,096$2,408
New Jersey$393$1,244$783$2,421
Mississippi$356$901$1,231$2,487
Florida$377$1,124$1,015$2,516
Louisiana$354$1,277$924$2,555
Wyoming$324$792$1,588$2,705

Bankrate ranked all 50 states and the District of Columbia using three main criteria: repairs, insurance and gasoline. Labor and parts data were provided by CarMD.com's analysis of more than 160,000 repairs in the U.S. in 2012. Gas spending was calculated with 2013 average pump prices from GasBuddy.com and the Bureau of Transportation Statistics on fuel efficiency (in 2012) and average vehicle miles traveled (in 2010). Insurance costs were compiled with National Association of Insurance Commissioners statistics from 2007 to 2011.

5 of the cheapest states to own a car5 of the most expensive states to drive

advertisement

Show Bankrate's community sharing policy
          Connect with us
advertisement
CAR & MONEY NEWSLETTER

Get cost-cutting tips for buying, selling and maintaining your wheels. Delivered monthly.

advertisement
Partner Center
advertisement

Blog

Tara Baukus Mello

Cheap gas boosts holiday travel

With gas prices at the lowest they have been for Thanksgiving in five years, holiday travel this year will be up significantly, says AAA.  ... Read more


Connect with us