auto

Chart: Car-ownership costs by state

Your car may drive the same no matter where you live. But the costs are different matter altogether. The price of everything from gasoline to muffler repairs varies wildly across the country. Here are the average costs of repairs, insurance premiums, gasoline and taxes and fees in all 50 states, according to Bankrate's first Car Cost Index. The costs are ranked from highest to lowest.

Estimated annual cost of car ownership

RankStateRepairsTaxes/feesGasolineInsuranceTotal
1Georgia$385$1,952$1,129$767$4,233
2California$390$1,809$980$786$3,966
3Wyoming$324$1,341$1,643$630$3,938
4Rhode Island$371$1,717$826$999$3,913
5Nevada$364$1,741$811$970$3,886
6Arizona$362$1,724$937$862$3,886
7Kentucky$367$1,443$1,100$716$3,626
8Massachusetts$358$1,475$856$936$3,625
9Virginia$382$1,568$1,002$670$3,622
10Nebraska$347$1,575$1,069$580$3,571
11Louisiana$354$1,123$967$1,103$3,547
12Missouri$353$1,384$1,123$667$3,527
13Maine$328$1,425$1,144$605$3,502
14Connecticut$385$1,177$960$963$3,485
15Mississippi$356$1,045$1,279$749$3,428
16Florida$377$949$1,043$1,042$3,413
17Colorado$385$1,335$916$745$3,381
18Washington$375$1,256$913$832$3,377
19Arkansas$361$1,198$1,098$663$3,321
20New York$365$1,146$743$1,062$3,315
21West Virginia$310$1,092$1,070$820$3,293
22Minnesota$346$1,174$1,060$711$3,291
23New Jersey$393$915$830$1,119$3,257
24Michigan$317$976$1,025$921$3,240
25Oklahoma$338$998$1,215$669$3,221
26South Carolina$368$1,106$997$749$3,219
27North Carolina$390$1,135$1,070$599$3,193
28New Mexico$345$923$1,192$725$3,186
29Maryland$388$851$980$939$3,158
30Utah$371$1,073$950$708$3,101
31Texas$364$980$895$838$3,078
32Tennessee$353$1,012$1,058$644$3,067
33Iowa$315$1,186$1,015$530$3,046
34Alabama$352$662$1,284$667$2,965
35Vermont$270$814$1,215$656$2,954
36North Dakota$344$800$1,246$517$2,907
37Kansas$352$861$1,019$619$2,852
38Delaware$314$511$1,002$1,019$2,846
39Illinois$343$889$872$728$2,832
40New Hampshire$328$751$1,008$739$2,826
41Ohio$328$879$975$627$2,810
42Idaho$349$867$1,015$561$2,792
43Wisconsin$329$796$1,063$591$2,779
44Pennsylvania$364$769$813$818$2,764
45Hawaii$370$636$887$812$2,705
46Indiana$329$558$1,190$621$2,698
47Montana$360$521$1,118$661$2,660
48South Dakota$312$415$1,092$524$2,343
49Alaska$341$202$771$914$2,227
50Oregon$380$157$942$724$2,204
       
 Average$353$1,058$1,028$762$3,201

For every state, Bankrate determined total car-ownership costs using median insurance premiums provided by the National Association of Insurance Commissioners, for 2006 to 2010; average 2012 repair costs from CarMD.com; and taxes and fees from Kelley Blue Book. Gasoline spending was estimated after analyzing government statistics and 2012 prices from GasBuddy.com using average pump prices. Bankrate didn't include data on vehicle depreciation in its analysis, since geography isn't a major factor in determining that cost. The information contained in our index is accurate through 2012 with the exception of insurance data, which is accurate through 2010. All data are subject to change.

5 of the cheapest states to own a car5 of the most expensive states to drive

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