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Car dealer doesn't owe 'downsizing'

q_v2.gif My mother co-signed for a Hummer for my sister and ex-brother-in-law. The payments are getting to be too much for my sister to handle. Do they have the right to take the Hummer back and find something else that's more in their payment range, or is my sister stuck paying for the rest of her life?

a_v2.gif Sorry, but your sister has no "rights" to now demand a cheaper vehicle. She can try to sell or trade the Hummer -- good luck with that, because it's likely she owes far more than it's worth -- and get something cheaper. Or she can continue making payments -- a grim prospect, but that's the reality.

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