Editor's note: This is a transcript of the audio file.
Don't wait until hurricane season and a storm is approaching to try to protect your property from high winds and flying debris. I'm Doug Whiteman with your Bankrate.com Personal Finance Minute.
Forecasts for a quiet hurricane season may lull you into complacency. But remember that the 1992 storm season was uneventful until Hurricane Andrew blew billions of dollars of damage into South Florida in late August.
So, start at the top -- with your roof. Nail or caulk loose roof tiles or shingles. Check for rust and loose anchoring on a metal roof.
Also, make sure your home is equipped with the right hurricane-resistant window and door coverings. The Insurance Institute for Business & Home Safety in Tampa, Florida, says some coverings can be installed only by professionals and cost up to $30 per square foot of opening. Do-it-yourself products cost about half.
If you live in a condo or a development with an active homeowners association, be aware that there may be rules about the type and color of shutters allowed. Check before outfitting your doors and windows.
For more about getting your home battle-ready for hurricane season, visit Bankrate.com. I'm Doug Whiteman.