credit cards

Travel overseas with EMV card

Bankrate Audio » Travel Overseas With EMV Card

Listen to audio

Editor's note: This is a transcript of the audio file.

You've got your passport, foreign currency and universal plug adapters, but about your credit card? Is it ready for overseas travel? I'm Kristin Arnold with your Personal Finance Minute.

Here in the U.S., we're not too familiar with EMV cards or rather, integrated circuit cards. EMV stands for Europay, MasterCard and Visa ... and is used overseas to ensure better security. More than 1.34 million EMV cards dot the globe, but the U.S. rollout of these cards has been slow.

But some U.S. travelers have discovered that merchants in Europe and Asia don't always accept their chipless cards and that some mag-strip cards also have failed in some overseas ticket kiosks and other unmanned machines.

However, some U.S. banks are catching up and rolling out EMV-enabled credit cards. Chase issues JP Morgan Palladium credit cards with both the standard U.S. magnetic strip and chip technology so cardholders can use the card domestically and internationally.

Most of the cards have only been handed out to well-heeled customers who travel abroad frequently. To find out if your credit card company issues EMV chip technology, just visit I'm Kristin Arnold.


Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.

Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 16.34% --0.00 16.34%
Cash Back Cards 16.59%  0.06 16.65%
Low Interest Cards 11.61%  0.05 11.56%
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.


Credit Card Blog

Greg McBride

Greg McBride: Mind your credit card rates

Interest rates on credit cards are likely to rise this year, so don't sit back -- take action.  ... Read more

Partner Center

Connect with us