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PERSONAL FINANCE: NEWS & ADVICE
News, advice and tips on mortgages, home equity loans, CDs, car loans, credit cards and MMAs, interest rates, and more.
RATE UPDATE Looking for a secure place to stash your cash? Search FDIC-insured high-yielding CDs.

TOP PERSONAL FINANCE STORIES
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Keep your head above today's troubled financial waters by avoiding these pricey investment mistakes.

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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
30 yr fixed mtg 6.14% 6.26%
15 yr fixed mtg 5.67% 5.77%
5/1 ARM 5.81% 5.91%
30 yr fixed jumbo mtg 7.26% 7.36%
5/1 jumbo ARM 6.35% 6.43%
Rates may include points
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
$30K HELOC 5.41% 5.40%
$50K HELOC 5.08% 5.08%
$30K Home Equity Loan 7.89% 7.88%
$50K Home Equity Loan 7.62% 7.62%
$75K Home Equity Loan 7.62% 7.62%
Rates may include points
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
36 month new car loan 6.72% 6.72%
48 month new car loan 6.51% 6.50%
60 month new car loan 6.52% 6.51%
72 month new car loan 6.44% 6.44%
36 month used car loan 7.08% 7.08%
Rates may include points
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 3.17% 3.16%
1 yr CD 3.69% 3.65%
5 yr CD 4.15% 4.14%
1 yr IRA CD 3.25% 3.25%
5 yr IRA CD 3.93% 3.93%
Rates may include points
RETIREMENT AND INVESTMENT SPOTLIGHT
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NEWS THIS WEEK
Once a foreclosure becomes final, the financial and emotional upheaval is far from over. Here's how to cope. See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs. Credit cards can be powerful tools to help reshape your credit score. Here's how to make them work for you. Credit unions have been affected by the tight market, but most are getting through the crisis in fairly good shape. Insuring excess deposits at just one bank sounds tricky, but here are six easy ways to keep that cash safe. Despite Federal Reserve rate cuts, mortgage rates are higher now than a year ago. What's going on?
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