You
should also check with your bank to see if there is a daily purchase limit on
your debit card. If the amount you attempt to debit is greater than the bank's
limit, your card may be frozen for a period of time.
With all of these caveats, some people may still want
to use a debit card to pay for a rental car. If you must put your
rental car charge on a debit card, there are the rules of the major
car-rental companies, in the U.S., that you should be aware of:
Debit card rules for major car rental companies
Accepts
debit cards?
Major
credit card needed for pickup?
Documents
besides driver's license needed?
Authorization hold during rentals?
Other
rules
Alamo
Yes,
but only in conjunction with proof of a round trip travel
ticket (airline, cruise ship or train) at time of rental.
Yes.
Proof
of round-trip travel.
No.
Prepaid/gift cards accepted at time of return only.
Avis
Yes,
except in certain locations, including metro New York,
Philadelphia and others.
Yes.
Second
form of ID; name and address must match driver's license.
At
its discretion, minimum of $500 and maximum of estimated
rental charges.
Prepaid/gift
cards accepted only at time of return.
May take up to two weeks to release
funds on hold.
Budget
Yes,
but local polices may vary.
No,
but must show driver's license and third form of ID, roundtrip
ticket, US passport, current auto insurance policy, or
current cellphone bill
Third
form of ID, roundtrip ticket, US passport, current auto
insurance or current cellphone bill
$300
minimum.
May
take up to two weeks to release funds on hold.
Dollar
Yes,
but local policies may vary.
Credit
check if debit card used to pick up rental.
No.
Yes,
estimated rental charges plus 15 percent.
Local
policies vary; check policy at rental location.
Enterprise
Local
policies vary. Check with local rental office.
Local
policies vary. Check with local rental office.
Local
policies vary. Check with local rental office.
Local
policies vary. Check with local rental office.
If
reserving online, must use a major credit card.
Hertz
Yes.
No.
No.
Estimated
rental charges plus amount for incidentals.
Prepaid/gift
cards accepted at time of return only.
National
Yes.
No,
but must show round-trip ticket.
Proof
of round-trip travel.
No.
Without
round-trip travel ticket, debit card accepted on return
only.
Thrifty
Yes,
at many locations.
Yes.
No.
Estimated
rental charges plus 15 percent or minimum amount. Check
local policy.
Prepaid/gift
cards accepted at time of return only.