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Oregon College Savings Plan

5 Cap Ratings
(Resident Rating) (Non-Resident Rating)

TIAA-CREF took over the management of the Oregon College Savings Plan in March 2010. It features age-based and static portfolio options utilizing mutual funds from a variety of fund families along with a guaranteed investment option from TIAA-CREF.

Program Details
Summary: TIAA-CREF took over the management of the Oregon College Savings Plan in March 2010. It features age-based and static portfolio options utilizing mutual funds from a variety of fund families along with a guaranteed investment option from TIAA-CREF.
Program type: Savings
Program manager: TIAA-CREF Tuition Financing, Inc.
State residency requirements: None
Maximum contributions: Accepts contributions until all account balances in the program for the same beneficiary reach $310,000.
Minimum contributions: With lump-sum contributions, the minimum initial and subsequent contribution is $25 per investment portfolio. With automatic payroll deductions, the minimum contribution level is $15 per investment portfolio per pay period.
Age-based investment options: The Age-Based Portfolio option contains 9 portfolios of underlying mutual funds. Contributions are placed into the portfolio corresponding to the age of the beneficiary, and later reassigned to more conservative portfolios as the beneficiary ages.
Static investment options: Select among 7 multi-fund portfolios (Aggressive, Moderate, Conservative, Diversified U.S. Equity, Diversified International Equity, Diversified Fixed Income and Balanced Index), 6 single-fund portfolios, and the Principal Plus Interest portfolio.
Underlying investments: Mutual funds from TIAA-CREF and nine other mutual fund families. The Principal Plus Interest Portfolio provides a return of principal and guaranteed rate of interest under a funding agreement with TIAA-CREF Life Insurance Company.
Enrollment or application fee: None.
Account maintenance fee: None.
Program management fees: 0.23% management fee (includes 0.05% fee to the state); none for the Principal Plus Interest Portfolio.
Expenses of the underlying investments: Ranges from 0.09% to 0.49% (portfolio weighted average). None for Principal Plus Interest Portfolio.
Total asset-based expense ratio: 0.29% - 0.71%. None for Principal Plus Interest Portfolio.
Program match on contributions: None.
State tax deduction or credit for contributions: Contributions to an Oregon 529 plan of up to $2,265 (for 2014) by an individual, and up to $4,530 by a married couple filing jointly, are deductible in computing Oregon taxable income, with a four-year carryforward of excess contributions. The limits are to be adjusted each year for inflation. Contribution deadline is April 15 of the following year.
Web site: Click here to visit
Telephone: 1-866-772-8464
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