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MOST - Missouri's 529 Advisor Plan

5 Cap Ratings
(Resident Rating) (Non-Resident Rating)

MOST - Missouri's 529 Advisor Plan, managed by Upromise, features a selection of three ETF asset-allocation portfolios, an anti-terror portfolio, and 14 individual-fund portfolios. Accounts can be linked to the Upromise rewards service.

Program Details
Summary: MOST - Missouri's 529 Advisor Plan, managed by Upromise, features a selection of three ETF asset-allocation portfolios, an anti-terror portfolio, and 14 individual-fund portfolios. Accounts can be linked to the Upromise rewards service.
Program type: Savings
Program manager: Upromise Investments, Inc.
State residency requirements: None
Maximum contributions: Accepts contributions until all account balances in Missouri's 529 plans for the same beneficiary reach $325,000.
Minimum contributions: With lump-sum contributions, the minimum initial contribution is $500. With the automatic investment plan, the minimum contribution level is $50 per portfolio per month or $150 per quarter via bank transfer or $25 per payroll via payroll direct deposit.
Age-based investment options: None.
Static investment options: Select among 3 asset-allocation options (the ETF portfolios), an anti-terror portfolio, and 14 individual-fund options.
Underlying investments: American Funds, American Century Investment Management, Inc., BlackRock iShares, Columbia Management Group, DWS Investments, Franklin Templeton Investments, PIMCO, Scout Investment Advisors, T. Rowe Price, Van Kampen Investments.
Enrollment or application fee: None, but contributions may be subject to a sales charge.
Account maintenance fee: $25 annually for accounts with less than $25,000.
Program management fees: 0.30% manager fee plus distribution/marketing fee of 0.25% (Class A) or 1.00% (Class C), except the distribution/marketing fee for the Templeton Growth Portfolio is 0.00% (Class A) or 0.75% (Class C).
Expenses of the underlying investments: Ranges from 0.17% to 1.11%.
Total asset-based expense ratio: Class A: 0.72% - 1.45%
Class C: 1.47% - 2.20%
Program match on contributions: None.
State tax deduction or credit for contributions: Contributions to Missouri AND non-Missouri 529 plans of up to $8,000 per year by an individual, and up to $16,000 per year by a married couple filing jointly, are deductible in computing Missouri taxable income. Only contributions made by the account owner are deductible, except for spouses filing a joint return. Rollover contributions are not deductible. Contribution deadline is December 31 postmark.
Web site: Click here to visit
Telephone: 1-800-617-5097
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