|
RANK
|
18-MONTH CD
|
STARS
|
| 1 |
Salem Five, 888-662-5500
|
|
| 2 |
Doral Direct, 855-513-6725
|
|
| 3 |
Discover Bank , 888-728-3151
|
|
|
RANK
|
MONEY MARKET ACCOUNT
|
STARS
|
| 1 |
Union Federal Savings Bank, 877-505-4933
|
|
| 2 |
ableBanking, a division of Northeast Bank, 877-505-1933
|
|
| 3 |
Ally Bank, 888-906-2559
|
|
|
RANK
|
1-MONTH CD
|
STARS
|
| 1 |
Lone Star Bank, 713-358-9400
|
|
| 2 |
VirtualBank, 877-998-2265
|
|
| 3 |
Citizens Trust Bank, 404-659-5959
|
|
|
RANK
|
IRA - 1-MONTH CD
|
STARS
|
|
RANK
|
IRA - 2-MONTH CD
|
STARS
|
|
RANK
|
2-MONTH CD
|
STARS
|
| 1 |
Lone Star Bank, 713-358-9400
|
|
| 2 |
VirtualBank, 877-998-2265
|
|
| 3 |
Citizens Trust Bank, 404-659-5959
|
|
|
RANK
|
3-MONTH CD
|
STARS
|
| 1 |
Barclays, 888-720-8756
|
|
| 2 |
Discover Bank , 888-728-3151
|
|
| 3 |
VirtualBank, 877-998-2265
|
|
|
RANK
|
IRA - 3-MONTH CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
American Bank, 888-366-6622
|
|
| 3 |
Salem Five, 888-662-5500
|
|
|
RANK
|
IRA - 18-MONTH CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
AIG Bank, 866-231-9620
|
|
| 3 |
Luana Savings Bank, 800-666-2012
|
|
|
RANK
|
6-MONTH CD
|
STARS
|
| 1 |
Doral Direct, 855-513-6725
|
|
| 2 |
Colorado Federal Savings Bank, 877-484-2372
|
|
| 3 |
Discover Bank , 888-728-3151
|
|
|
RANK
|
1-YEAR CD
|
STARS
|
| 1 |
Colorado Federal Savings Bank, 877-484-2372
|
|
| 2 |
Doral Direct, 855-513-6725
|
|
| 3 |
ableBanking, a division of Northeast Bank, 888-426-2253
|
|
|
RANK
|
IRA - 1-YEAR CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
AIG Bank, 866-231-9620
|
|
| 3 |
American Bank, 888-366-6622
|
|
|
RANK
|
IRA - 2-YEAR CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
AIG Bank, 866-231-9620
|
|
| 3 |
Salem Five, 888-662-5500
|
|
|
RANK
|
2-YEAR CD
|
STARS
|
| 1 |
VirtualBank, 877-998-2265
|
|
| 2 |
CIT Bank, 855-462-2652
|
|
| 3 |
Barclays, 888-720-8756
|
|
|
RANK
|
IRA - 2-1/2 YEAR CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
Salem Five, 888-662-5500
|
|
| 3 |
American Bank, 888-366-6622
|
|
|
RANK
|
2-1/2 YEAR CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
Lone Star Bank, 713-358-9400
|
|
| 3 |
USAA, 800-583-8295
|
|
|
RANK
|
IRA - 5-YEAR CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
Salem Five, 888-662-5500
|
|
| 3 |
AIG Bank, 866-231-9620
|
|
|
RANK
|
3-YEAR CD
|
STARS
|
| 1 |
Barclays, 888-720-8756
|
|
| 2 |
VirtualBank, 877-998-2265
|
|
| 3 |
Discover Bank , 888-728-3151
|
|
|
RANK
|
4-YEAR CD
|
STARS
|
| 1 |
Nationwide Bank, 866-353-4291
|
|
| 2 |
Barclays, 888-720-8756
|
|
| 3 |
Discover Bank , 888-728-3151
|
|
|
RANK
|
IRA - MMA JUMBO CD
|
STARS
|
| 1 |
AIG Bank, 866-231-9620
|
|
| 2 |
American Bank, 888-366-6622
|
|
| 3 |
TAB Bank, 800-837-4136
|
|
|
RANK
|
MMA JUMBO CD
|
STARS
|
| 1 |
Union Federal Savings Bank, 877-505-4933
|
|
| 2 |
ableBanking, a division of Northeast Bank, 877-505-1933
|
|
| 3 |
Discover Bank , 877-505-4051
|
|
|
RANK
|
1-MONTH JUMBO CD
|
STARS
|
| 1 |
USAA, 800-583-8295
|
|
| 2 |
VirtualBank, 877-998-2265
|
|
| 3 |
Citizens Trust Bank, 404-659-5959
|
|
|
RANK
|
5-YEAR CD
|
STARS
|
| 1 |
Barclays, 888-720-8756
|
|
| 2 |
Nationwide Bank, 866-353-4291
|
|
| 3 |
Discover Bank , 888-728-3151
|
|
|
RANK
|
IRA - 1-MONTH JUMBO CD
|
STARS
|
|
RANK
|
IRA - 2-MONTH JUMBO CD
|
STARS
|
|
RANK
|
2-MONTH JUMBO CD
|
STARS
|
| 1 |
Citizens Trust Bank, 404-659-5959
|
|
| 2 |
VirtualBank, 877-998-2265
|
|
|
RANK
|
3-MONTH JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
VirtualBank, 877-998-2265
|
|
| 3 |
USAA, 800-583-8295
|
|
|
RANK
|
IRA - 3-MONTH JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
American Bank, 888-366-6622
|
|
| 3 |
TAB Bank, 800-837-4136
|
|
|
RANK
|
IRA - 6-MONTH JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
AIG Bank, 866-231-9620
|
|
| 3 |
American Bank, 888-366-6622
|
|
|
RANK
|
6-MONTH JUMBO CD
|
STARS
|
| 1 |
Doral Direct, 855-513-6725
|
|
| 2 |
Discover Bank , 888-728-3151
|
|
| 3 |
ableBanking, a division of Northeast Bank, 888-426-2253
|
|
|
RANK
|
1-YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
ableBanking, a division of Northeast Bank, 888-426-2253
|
|
| 3 |
Doral Direct, 855-513-6725
|
|
|
RANK
|
IRA - 1-YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
AIG Bank, 866-231-9620
|
|
| 3 |
American Bank, 888-366-6622
|
|
|
RANK
|
18-MONTH JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
Doral Direct, 855-513-6725
|
|
| 3 |
USAA, 800-583-8295
|
|
|
RANK
|
2-YEAR JUMBO CD
|
STARS
|
| 1 |
VirtualBank, 877-998-2265
|
|
| 2 |
CIT Bank, 855-462-2652
|
|
| 3 |
ableBanking, a division of Northeast Bank, 888-426-2253
|
|
|
RANK
|
IRA - 2.5 YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
AIG Bank, 866-231-9620
|
|
| 3 |
American Bank, 888-366-6622
|
|
|
RANK
|
2.5 YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
USAA, 800-583-8295
|
|
| 3 |
Luana Savings Bank, 800-666-2012
|
|
|
RANK
|
5-YEAR JUMBO CD
|
STARS
|
| 1 |
CIT Bank, 855-462-2652
|
|
| 2 |
Nationwide Bank, 866-353-4291
|
|
| 3 |
Discover Bank , 888-728-3151
|
|
|
RANK
|
IRA - 5-YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
AIG Bank, 866-231-9620
|
|
| 3 |
American Bank, 888-366-6622
|
|
|
RANK
|
IRA - $25,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
American Bank, 888-366-6622
|
|
| 3 |
TAB Bank, 800-837-4136
|
|
|
RANK
|
$25,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
giantbank.com, 877-446-4200
|
|
| 3 |
American Bank, 888-366-6622
|
|
|
RANK
|
$25,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
giantbank.com, 877-446-4200
|
|
| 3 |
AloStar Bank of Commerce, 877-738-6391
|
|
|
RANK
|
IRA - $25,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
AIG Bank, 866-231-9620
|
|
| 3 |
American Bank, 888-366-6622
|
|
|
RANK
|
MMA $10K
|
STARS
|
| 1 |
Union Federal Savings Bank, 877-505-4933
|
|
| 2 |
ableBanking, a division of Northeast Bank, 877-505-1933
|
|
| 3 |
Nationwide Bank, 866-690-1165
|
|
|
RANK
|
IRA - $50,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
American Bank, 888-366-6622
|
|
| 3 |
TAB Bank, 800-837-4136
|
|
|
RANK
|
$50,000 MINI JUMBO 3-MONTH CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
giantbank.com, 877-446-4200
|
|
| 3 |
American Bank, 888-366-6622
|
|
|
RANK
|
$50,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
giantbank.com, 877-446-4200
|
|
| 3 |
AloStar Bank of Commerce, 877-738-6391
|
|
|
RANK
|
IRA - $50,000 MINI JUMBO 6-MONTH CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
AIG Bank, 866-231-9620
|
|
| 3 |
American Bank, 888-366-6622
|
|
|
RANK
|
IRA - MMA $10K
|
STARS
|
| 1 |
AIG Bank, 866-231-9620
|
|
| 2 |
TAB Bank, 800-837-4136
|
|
| 3 |
GE Capital Retail Bank, 866-226-5638
|
|
|
RANK
|
IRA - $25,000 MINI JUMBO MMA
|
STARS
|
| 1 |
AIG Bank, 866-231-9620
|
|
| 2 |
TAB Bank, 800-837-4136
|
|
| 3 |
GE Capital Retail Bank, 866-226-5638
|
|
|
RANK
|
$25,000 MINI JUMBO MMA
|
STARS
|
| 1 |
Union Federal Savings Bank, 877-505-4933
|
|
| 2 |
ableBanking, a division of Northeast Bank, 877-505-1933
|
|
| 3 |
Nationwide Bank, 866-690-1165
|
|
|
RANK
|
$50,000 MINI JUMBO MMA
|
STARS
|
| 1 |
Union Federal Savings Bank, 877-505-4933
|
|
| 2 |
ableBanking, a division of Northeast Bank, 877-505-1933
|
|
| 3 |
Nationwide Bank, 866-690-1165
|
|
|
RANK
|
IRA - $50,000 MINI JUMBO MMA
|
STARS
|
| 1 |
AIG Bank, 866-231-9620
|
|
| 2 |
TAB Bank, 800-837-4136
|
|
| 3 |
GE Capital Retail Bank, 866-226-5638
|
|
|
RANK
|
IRA - 4-YEAR CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
Salem Five, 888-662-5500
|
|
| 3 |
American Bank, 888-366-6622
|
|
|
RANK
|
4-YEAR JUMBO CD
|
STARS
|
| 1 |
Nationwide Bank, 866-353-4291
|
|
| 2 |
Discover Bank , 888-728-3151
|
|
| 3 |
ableBanking, a division of Northeast Bank, 888-426-2253
|
|
|
RANK
|
IRA - 4-YEAR JUMBO CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
American Bank, 888-366-6622
|
|
| 3 |
TAB Bank, 800-837-4136
|
|
|
RANK
|
IRA - MONEY MARKET ACCOUNT
|
STARS
|
| 1 |
AIG Bank, 866-231-9620
|
|
| 2 |
Salem Five, 888-662-5500
|
|
| 3 |
TAB Bank, 800-837-4136
|
|
|
RANK
|
IRA - 6-MONTH CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
AIG Bank, 866-231-9620
|
|
| 3 |
Salem Five, 888-662-5500
|
|
|
RANK
|
saving accounts
|
STARS
|
| 1 |
Barclays, 888-720-8756
|
|
| 2 |
CIT Bank, 877-505-9926
|
|
| 3 |
Ally Bank, 888-906-2559
|
|
|
RANK
|
9 month
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
Doral Direct, 855-513-6725
|
|
| 3 |
USAA, 800-583-8295
|
|
|
RANK
|
9month jumbo
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
| 2 |
USAA, 800-583-8295
|
|
| 3 |
Doral Direct, 855-513-6725
|
|
|
RANK
|
3yr cd jumbo
|
STARS
|
| 1 |
CIT Bank, 855-462-2652
|
|
| 2 |
Discover Bank , 888-728-3151
|
|
| 3 |
VirtualBank, 877-998-2265
|
|
|
RANK
|
IRA - 9-MONTH CD
|
STARS
|
| 1 |
Discover Bank , 888-728-3151
|
|
The following chart shows the institutions that most often provided the highest yields for nationally available MMAs and CDs that can be opened by mail/phone during the first quarter of 2013. At the end of each calendar quarter, bankrate.com ranks all of the institutions that have provided listings for the 100 Highest Yields newsletter during the calendar quarter and awards Top Tier ranking to the highest three in each category, such as the 1-year CD. The overall rank that each institution earns is based on the number of times within the quarter that the institution's yield was among the top 20 for the product category and the relative position of the yield in relation to the others in the product category.