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CD & INVESTMENTS: COMPARE RATES

CDs/IRAs
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MMAs/MMMFs
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National CD & Investment Rates
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 3.10% 3.05%
1 yr CD 3.50% 3.47%
5 yr CD 4.05% 4.03%
1 yr IRA CD 3.17% 3.17%
5 yr IRA CD 3.78% 3.78%
About this index
Rates may include points

 Experts' CD rate prediction
Prediction for short-term rates
(one year or less)
Which way are short-term CD rates headed? Each week Bankrate surveys experts for their predictions.
CD Rate Trend Index:
  • CD rate predictions
  • CD Rate Trend Index
  • Best yields nationwide
    •  Experts' CD rate prediction
    Prediction for short-term rates
    (one year or less)
    Which way are short-term CD rates headed? Each week Bankrate surveys experts for their predictions.
    CD Rate Trend Index:
  • CD rate predictions
  • CD Rate Trend Index
  • Best yields nationwide
    •  1-year CD
    1-year CD
  • Calculate interest
    •  6-month CD
    6-month CD
  • Graph more trends
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    CALCULATORS
    OVERNIGHT AVERAGES
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    Roll over a state to view the overnight average.
    Click to find a rate in your area.
    6-month CD
    CD & INVESTING NEWS THIS WEEK
    Brokered CDs: What if bank fails?
    Some CDs are sold through brokerages. Will the holders of those CDs get their money back if the issuing bank fails?
    GSE bonds can boost cash flow
    Looking for higher yields? Bonds from government-sponsored enterprises may be the key, after some research.
    What happens when a bank fails?
    In the wake of the IndyMac failure, you may be concerned about your bank. Here's what you need to know.
    Are better yields ahead for savers?
    If the Fed's latest round of rate cuts has come to an end, savers will be the ones celebrating. Here's why.
    More CD & investing news »
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    * Mortgage rate may include points. See rate tables for details. Click here.
    * To see the definition of overnight averages click here.

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